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Fintech Software Development — India

We Engineer the
Payment Infrastructure
Your Business Runs On

Lynpik is a fintech software company that builds white-label payment platforms, payment gateway API integrations, payout systems and custom financial software for banks, NBFCs and payment companies across India.

TC
HP
RL
EF
Trusted by 50+ companies
Banks • NBFCs • Payment Aggregators • Enterprises
api.lynpik.com  •  live
Payout API
6 gateways active
● Live
🏦
White-Label Platform
Custom branded
● Active
🔗
Today's Volume
Across all clients
₹2.4Cr
Systems Nominal
Zero downtime today
Clients Live
50+
● Live
API Integration White-Label Platforms Payment Gateway Payout Software NBFC Solutions Compliance Tech UPI · IMPS · NEFT · RTGS RBI Compliant Custom Fintech Dev Banking Software API Integration White-Label Platforms Payment Gateway Payout Software NBFC Solutions Compliance Tech UPI · IMPS · NEFT · RTGS RBI Compliant
Integrated with India's top payment gateways
Razorpay
Cashfree
NasoQuick Fintech
ASL Financial Services
YSR Pay
NPCI — UPI Rails
RBI Compliant Stack
What We Build

Software that powers
India's financial ecosystem

We design, develop and deploy fintech products that help banks, NBFCs and payment companies manage money at scale — with RBI compliance built in from day one.

🔗
Payment Gateway API Integration
End-to-end integration of Razorpay, Cashfree, NasoQuick, ASL and more. We handle auth flows, webhooks, reconciliation and auto-failover logic — your system stays up even when a gateway doesn't.
RESTful APIsWebhooksAuto-failoverMulti-gateway
🏦
White-Label Payment Platform
Fully branded payment dashboards under your logo. Includes payout management, wallet system, transaction ledger, vendor management, client portals and admin panels — production-ready in weeks.
Custom BrandingMulti-tenantRole-based Access
📤
Payout & Disbursement Systems
Salary disbursements, vendor payments, insurance payouts and loan disbursals via UPI, IMPS, NEFT and RTGS. Real-time UTR tracking, bulk CSV uploads and automated reconciliation included.
Bulk PayoutsUPI/IMPS/NEFT/RTGSReconciliation
🧩
Custom Fintech Development
Bespoke fintech apps — lending management systems, KYC/AML modules, escrow platforms, collection software and regulatory reporting tools built to RBI, SEBI and IRDAI standards.
LMSKYC/AMLEscrowRegTech
⚙️
Banking & NBFC Software
Core banking integrations, NBFC management platforms, loan origination systems, digital banking portals and account management — compliant with RBI digital lending guidelines and NPCI standards.
Core BankingLoan OriginationDigital Lending
📊
Analytics & Compliance Tools
Real-time dashboards, automated regulatory reporting, transaction monitoring, fraud detection and audit-ready compliance tools for RBI, SEBI and IRDAI regulated businesses.
Real-time AnalyticsRBI ReportingFraud Detection
Why Choose Lynpik

Built by fintech engineers,
for fintech companies

We're not a generic agency. Every engineer at Lynpik has deep domain expertise in Indian payment infrastructure, RBI regulations and financial security. We speak your language — UTR, IMPS, T+1, PCI DSS, AML.

🇮🇳
India-first Architecture
Built on NPCI, UPI, IMPS and RTGS rails from day one. Not a global product retrofitted — designed for Indian compliance, scale and regulation from the ground up.
Go Live in Days, Not Months
Pre-built connectors for all major Indian gateways. Most API integrations go live in 3–7 business days. White-label platforms ship in 2–4 weeks.
🔐
Enterprise Security by Default
PCI DSS Level 1 compliant, end-to-end encryption, RBAC and real-time fraud monitoring in every product. Not bolted on — built in from architecture.
📞
Dedicated Engineer on Your Account
Not a ticket queue. A real fintech engineer responds within hours — someone who understands your stack, compliance needs and deadlines.
Access Our Platform →
api.lynpik.com / v2 / payout
// Lynpik Payout API — Node.js const lynpik = require('@lynpik/node'); lynpik.init('sk_live_xxxxxxxx'); // Send instant payout const result = await lynpik.payout({ amount: 50000, // in paise mode: 'UPI', upi_id: 'vendor@hdfc', purpose: 'Invoice #1234' }); // Response — avg 200ms { status: 'SUCCESS', utr: 'UPI824536791023', settled_at: 'T+0' }
● API Response Time
~200ms avg
● Success Rate (30 days)
98.7%
● Certifications
RBI • PCI DSS L1 • ISO 27001
50+
Fintech Clients
Banks, NBFCs, PAs, Enterprises
₹2.4Cr
Daily Volume
Across all platforms
99.9%
Uptime SLA
Contractual guarantee
6+
Gateway Integrations
Pre-built, production-ready
Our Process

From requirement to production
in record time

Structured, sprint-based development that keeps you informed at every step and delivers compliant fintech software fast.

01
Discovery & Architecture
We analyse your stack, compliance obligations and integration landscape to design the right architecture for your specific use case.
02
Design & Development
Agile sprints with weekly demos. Our engineers build your APIs, platform and integrations with security and compliance front and center.
03
Testing & Compliance
Rigorous QA, penetration testing, load testing and regulatory compliance review. Bulletproof before it handles real money.
04
Launch & Support
Zero-downtime go-live. Your dedicated engineer monitors, optimises and adds features post-launch. Long-term tech partnership.
Industries We Serve

Built for every regulated
financial business

Purpose-built for the unique compliance, scale and operational requirements of each sector in India's regulated financial ecosystem.

🏦
Banks & Co-operative Banks
Core banking integrations, digital channels, payment rails and customer portals for scheduled and cooperative banks.
📋
NBFCs & Lending Companies
Loan origination, disbursement automation, EMI collection and repayment tracking for RBI-regulated NBFCs.
💳
Payment Aggregators
White-label payout platforms, multi-gateway routing, settlement management and client portals for licensed PAs.
🛡️
Insurance Companies
Premium collection, claim disbursements, agent payouts and policyholder portals for IRDAI-regulated insurers.
🛒
E-Commerce & Marketplaces
Seller payouts, buyer refund automation, marketplace escrow and multi-party settlement engines.
🏢
Enterprises & Corporates
Salary disbursement, vendor payment automation and treasury integration for large organisations.
🎓
EdTech & Gig Platforms
Tutor and creator payouts, gig worker salary platforms, fee collection and disbursement engines.
🏥
Healthcare & Pharma
Doctor payouts, hospital billing platforms, pharmacy integrations and insurance claim automation.
Technology

Enterprise-grade
technology stack

Technologies chosen for security, performance and long-term maintainability in regulated financial environments where reliability is non-negotiable.

⚛️
React / Next.js
🟢
Node.js
🐍
Python
🐘
PostgreSQL
🔴
Redis
☁️
AWS / Azure
🐳
Docker / K8s
🔐
OAuth2 / JWT
📡
REST / GraphQL
🔔
Webhooks
📊
Elasticsearch
🛡️
HSM / Vault
Client Stories

What our clients say

From NBFCs to payment aggregators — how Lynpik's software transformed their operations and cut costs.

⭐⭐⭐⭐⭐

Lynpik built our white-label payout platform in 3 weeks. Their multi-gateway routing cut our failed payout rate from 8% to under 1.5%. They understood Indian payment rails from day one — zero hand-holding needed.

AK
Anand Kumar
CTO · TechCorp India Pvt Ltd
⭐⭐⭐⭐⭐

As an NBFC we needed a loan disbursement system that was fast and RBI-compliant. Lynpik delivered with full NEFT/RTGS integration, audit trails and automated reconciliation. We're processing ₹50Cr+ monthly on their platform.

PM
Priya Mehta
CFO · HealthPlus Finance
⭐⭐⭐⭐⭐

We needed Razorpay, Cashfree and ASL integrated simultaneously for our marketplace. Lynpik's webhook handling, error management and reconciliation logic was production-quality from day one. Best fintech dev team we've worked with.

RS
Rahul Singh
Engineering Lead · RetailChain Solutions
Let's Build Together

Ready to build your
fintech software?

Tell us what you need — API integration, white-label platform, custom payout system or a full fintech product. We'll scope it, build it and run it.

No agency bloat — dedicated engineers
Go live in days, not months
RBI & PCI DSS compliant by default
Long-term tech partnership